Trust in experience and competence

Milestones of bob Finance

bob Finance:

A fintech with prospects

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Get in contact with us

Interview with Tim Ackermann, CEO bob Finance

The last years

Launch bob zero 0% Marketplace

On the bob zero Marketplace, customers can find all providers of our 0% financing option bob zero. No interest. No fees. Uncomplicated. That is bob zero.

A single marketplace with over 100 suppliers from the following sectors:

  • Bikes and e-bikes
  • Wellness
  • Around the house
  • Furnishing
  • Mobility
  • Electronics

PostFinance & bob Finance

With immediate effect, PostFinance is offering the PostFinance personal loan in cooperation with bob Finance. With this financing solution, PostFinance is expanding its product range and giving a broad customer base access to a personal loan with attractive and transparent conditions.

Five-year anniversary

We were celebrating our fifth anniversary and we take this opportunity to say thank you. Thanks to our customers, who always spur us on to top performance, thanks to our business partners, who together with us fulfil customer wishes and thanks to our employees, who do their best every day to continue the success story of bob Finance.

Relaunch bob pay

Shop online, pay offline? With bob pay this is now possible at over 900 k kiosk locations without any problems. A unique opportunity for all B2B partners who want to offer this option to their customers.

These are the advantages of bob pay:

  • Buy online, pay offline
  • No credit card necessary
  • Easy with cash


Our customers have the opportunity to exchange their old smartphone for cash. Through they can make a valuable contribution to the responsible use of our resources.


iPhones and iPads can be purchased via the platform with monthly instalment payments.

These are the advantages of zer000:

  • 0% interest
  • 0.- CHF down payment
  • 0 Mobile subscription


Our website shines in a new design, is more customer-friendly, simpler and even more digital.

B360 Education Partnerships

Within the framework of the project, we have been employing an IT intern from Namibia with us since August 2019. Both sides benefit from this.


The possibility to digitally sign credit contracts now makes it even easier to apply for a personal loan from bob. Goodbye paperwork!

bob zero

The 0% financing bob zero gives our B2B partners the opportunity to offer their customers convenient monthly rates and terms of up to 4 years.

These are the advantages of bob zero:

  • Convenient monthly instalments
  • No interest
  • No fees
  • Terms of up to 48 months


The bob team moves to the Coworking Space westhive in Zurich and sets the course for future business.

Interview with Wolfgang Gröschel, CFO bob Finance

The beginnings

bob invoice

Purchase on account now also at bob Finance. This most popular of all Swiss payment methods is a perfect complement to our existing products.

These are the advantages of bob invoice:

  • Three convenient monthly instalments
  • No instalment surcharge / No interest
  • Terms of up to 90 days


SCORE|me makes it easy for our customers to find out about their own creditworthiness. All they need is an identification document and a few minutes' time. This service has been discontinued as of 31.03.2022.

Interest rate cut to 4.9%

bob Finance is one of the first providers in Switzerland to offer its customers interest rates from 4.9%.

Video identification

A further step towards fully digital credit application is our video identification. Our customers now have the possibility to identify themselves via video and thus save themselves unnecessary paperwork.

bob credit

What begins with the name bob money is still used today as bob credit: The granting of consumer loans to private individuals in Switzerland. The declared aim is to give consumers the financial leeway they desire.

These are the advantages of bob credit:

  • Interest rates from 4.9% to 9.9%
  • Terms of up to 120 months
  • Amounts up to 80 000 Swiss francs

Interview with Hilmar Scheel, ex-bob Finance CEO

bob Finance:

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