Services for your financial flexibility

You are the centre of our attention

More financial independence

bob Finance is part of Valora Schweiz AG (k kiosk, avec, Brezelkönig, u.a.), the leading provider of Foodvenience in Switzerland. We offer you simple, secure as well as digital financing solutions with which you can remain financially flexible. Plan your budget for the long term and fulfil your dreams. Our dedicated team of finance and technology experts will be happy to support you!

What our customers say

Your online privat loan bob credit

Our credit solutions give you the financial leeway you need!

A car? A new interior? A dental implant? A scooter? A further education? No matter what your wish is, bob will support you.

You can find more information on your personal loan in nine languages in our information brochures.

  • At a glance

    • Low interest rates from 4.9%*
    • Terms of up to 120 months
    • Amounts up to CHF 80,000
  • Your advantages

    • Digital application process
    • Fast, safe, sustainable
    • Long-term budget security

Make your dreams come true!

More about bob credit

Your interest-free instalment plan bob zero

Stay financially flexible with 0% financing

Enjoy your life to the full and do so now. With bob zero you can fulfil your bigger wishes easily, quickly and at no extra cost. How about an e-bike, a new bed or sofa, the long-awaited brand watch or an exclusive handbag?

Find all the providers of our interest-free instalment plan on the bob zero Marketplace.

  • At a glance

    • Terms of up to 48 months
    • Amounts up to CHF 10,000
    • Interest-free instalment payment
  • Your advantages

    • Comfortable monthly rates
    • No fees
    • Early repayment possible at any time

Enjoy today, pay tomorrow!

Continue to bob zero marketplace

We are there for you!

Get in contact with us

bob Finance, Branch of Valora Schweiz AG, Hardturmstrasse 161, 8005 Zurich

Your buy on account bob invoice

Buy on account, the most popular payment method in Switzerland, now from bob!

Buy now and pay in one, two or three instalments - a convenient and secure payment method! With bob invoice you receive the goods first and pay later.

  • At a glance

    • Terms of up to 90 days
    • No interest
  • Your advantages

    • Three convenient monthly instalments
    • No instalment surcharge

Buy online, pay offline with bob pay

With bob pay you pay with cash when you shop online!

Do you want to pay with cash? Even when shopping online? No problem, because with the payment method bob pay you will receive your personal QR code in the checkout of the online shop. Simply present this QR code at one of the 850 k kiosks throughout Switzerland and pay the outstanding amount conveniently using any means of payment - including cash!

  • At a glance

    • Cash instead of credit card
    • Pay at 850 k kiosk branches
  • Your advantages

    • No credit card needed
    • Shop online, pay offline

Learn more about bob Finance