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Milestones of bob Finance

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Interview with Hilmar Scheel, bob Finance CEO

The last years

Five-year anniversary

This July we were celebrating our fifth anniversary and we take this opportunity to say thank you. Thanks to our customers, who always spur us on to top performance, thanks to our business partners, who together with us fulfil customer wishes and thanks to our employees, who do their best every day to continue the success story of bob Finance.

Relaunch bob pay

Shop online, pay offline? With bob pay this is now possible at over 900 k kiosk locations without any problems. A unique opportunity for all B2B partners who want to offer this option to their customers.

These are the advantages of bob pay:

  • Buy online, pay offline
  • No credit card necessary
  • Easy with cash

Trade-in

Our customers have the opportunity to exchange their old smartphone for cash. Through tradein.zer000.ch they can make a valuable contribution to the responsible use of our resources.

zer000

iPhones and iPads can be purchased via the platform zer000.ch with monthly instalment payments.

These are the advantages of zer000:

  • 0% interest
  • 0.- CHF down payment
  • 0 Mobile subscription

Relaunch bob.ch

Our website bob.ch shines in a new design, is more customer-friendly, simpler and even more digital.

B360 Education Partnerships

Within the framework of the project, we have been employing an IT intern from Namibia with us since August 2019. Both sides benefit from this.

E-Signing

The possibility to digitally sign credit contracts now makes it even easier to apply for a personal loan from bob. Goodbye paperwork!

bob zero

The 0% financing bob zero gives our B2B partners the opportunity to offer their customers convenient monthly rates and terms of up to 4 years.

These are the advantages of bob zero:

  • Convenient monthly instalments
  • No interest
  • No fees
  • Terms of up to 48 months

westhive

The bob team moves to the Coworking Space westhive in Zurich and sets the course for future business.

bob invoice

Purchase on account now also at bob Finance. This most popular of all Swiss payment methods is a perfect complement to our existing products.

These are the advantages of bob invoice:

  • Three convenient monthly instalments
  • No instalment surcharge / No interest
  • Terms of up to 90 days

Interview with Tim Ackermann, COO bob Finance

The beginnings

SCORE|me

SCORE|me makes it easy for our customers to find out about their own creditworthiness. All they need is an identification document and a few minutes' time.

Interest rate cut to 4.9%

bob Finance is one of the first providers in Switzerland to offer its customers interest rates from 4.9%.

Video identification

A further step towards fully digital credit application is our video identification. Our customers now have the possibility to identify themselves via video and thus save themselves unnecessary paperwork.

bob credit

What begins with the name bob money is still used today as bob credit: The granting of consumer loans to private individuals in Switzerland. The declared aim is to give consumers the financial leeway they desire.

These are the advantages of bob credit:

  • Interest rates from 4.9% to 9.9%
  • Terms of up to 120 months
  • Amounts up to 80 000 Swiss francs

Interview with Wolfgang Gröschel, CFO bob Finance

Our management

An agile team

Tim Ackermann (left) is COO/CRO and responsible for the risk management of bob Finance. Hilmar Scheel (centre) is CEO and responsible for the success and development of bob Finance within the Valora Group. Wolfgang Gröschel (right) as CFO ensures that bob's financial base remains stable and that we can continue on our successful course.

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