Simplification of group structures

bob Finance is strengthened as a brand

No practical consequences for our customers

bob Finance and its sole shareholder, Valora Schweiz AG, have decided to merge at the end of June. This means that bob Finance will be formally acquired by Valora Schweiz AG. The merger of the two companies belonging to the Valora Group has no practical implications for bob Finance's existing customers. The bob Finance brand will remain in place, representing the new business unit of Valora Schweiz AG. The contracts between bob Finance and its customers will automatically be transferred to Valora Schweiz AG.

We will gladly answer your questions

As part of a reorganisation to simplify the structure of the Valora Group, bob Finance and Valora Schweiz AG have decided to undertake a formal business merger. This means that the two companies will be merged by Valora Schweiz AG taking over bob Finance in full.

The contracts between bob Finance and its customers will automatically be transferred to Valora Schweiz AG. This of course also applies to your bob Finance financing contract and means that your contractual partner is now Valora Schweiz AG. This does not change the conditions of your loan or other terms of your contract.

The account information will not change. You can make your payments to bob Finance as before.

In practice, the merger has no impact on existing customers of bob Finance or Valora Schweiz AG.

You do not have to actively do anything. If you receive further information from us on this subject, please read it carefully.

The bob Finance brand will remain. bob Finance is a business unit of Valora Switzerland AG.

Valora Schweiz AG, with its registered office at Hofackerstrasse 40, 4132 Muttenz, is a company of the Valora Group and the sole shareholder of bob Finance. Accordingly, bob Finance is a wholly owned subsidiary of Valora Schweiz AG.

Every day, some 15,000 employees are involved in the Valora network, helping to bring a little happiness to people on the move with a comprehensive range of food convenience products - close, fast, practical and fresh. Valora's more than 2'700 small-scale retail outlets are located in high-frequency locations in Switzerland, Germany, Austria, Luxembourg and the Netherlands. The company's operations include k kiosk, Brezelkönig, BackWerk, Ditsch, Press & Books, avec, Caffè Spettacolo and the popular ok.-brand, as well as a steadily growing range of digital services such as bob Finance. Valora also operates one of the world's leading producers of pretzel pastries and benefits from a highly integrated value chain in the bakery products sector. Valora generates annual external sales of CHF 2.7 billion. The Group's head office is in Muttenz, Switzerland. The registered shares of Valora Holding AG (VALN) are traded on the SIX Swiss Exchange AG.

Further information is available at www.valora.com.

The address remains the same. You can reach us at:

bob Finance, PO Box, CH-8031 Zurich

Please contact us directly on +41 800 345 000 or by e-mail csc@bob.ch. We will be happy to help you.

We are there for you as usual!

The entire bob Finance team is looking forward to being there for you in the future. As a business unit of Valora Schweiz AG we support you in realising your plans and remaining financially flexible.

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