It can be this easy for your wishes to come true

The interest-free instalment plan

Buy now, pay later! Treat yourself now to what you've always wanted and pay for your dream in convenient monthly instalments. No interest. No fees. Uncomplicated.

Your benefits at a glance

  • Interest-free

    An interest-free instalment plan

  • No extra cost

    You pay no charges

  • Flexible repayment term

    You can choose a repayment term of up to 48 months

Curious now?

A huge selection awaits you!

General requirements

In order to apply for 0% financing from bob Finance, you must meet at least the following criteria:

  • Swiss citizenship
  • Residence permit B or C
  • Minimum age of 25
  • Residence in Switzerland
  • A valid mobile phone number
  • Free from any debt collection

If all these conditions are met, you can submit your application online or at your local shop. Simply have a valid identity document ready. Please note that a real-time identity check will be carried out.

Simple step-by-step instructions

Take products with you immediately, but pay for them later with convenient monthly instalments. It's that easy to fulfil your wishes with bob zero.

  1. Visit partner website or shop
  2. Shop up to a maximum of CHF 10'000
  3. Calculate your monthly rates & Apply for 0% financing

Frequently asked questions

With 0% financing bob zero there is no interest or fees whatsoever.

This varies from partner to partner. The amount can theoretically go up to a value of 10,000 Swiss francs. The best thing is to ask the partner directly or find out on their homepage.

You can find the Terms and Conditions for bob zero here.

No. If you pay your monthly bills on time, there are no fees. However, we reserve the right to charge you reminder fees or fees for any debt collection. You will find further information in the GTC.

The first instalment is due at the earliest one month after the financing has been completed. You will find the exact date in your confirmation e-mail or in the contract given to you by the retailer.

It's easy. Just ask your favourite retailer to offer bob zero as a payment method. Click here for further retailer information.

es, you can. If you want to end your contract early, call bob Finance (+41 44 244 25 00) and find out about your outstanding amount.

No, there is no coverage for this.

Credit check

No overextension

At bob Finance, we take our responsibility to protect our customers from overextension seriously. That's why we do a real-time application check together with credit agencies CRIF and ZEK. This ensures that you have the necessary qualifications for a long-term instalment plan.