Cookie Notice

In addition to our privacy policy, this cookie notice describes how cookies are used in connection with this website and how you can manage your cookie settings.

1. What is a cookie?

When you visit a website, cookies may be set on your device or information may be retrieved from previously set cookies. Cookies are small text files that are stored on your device. Cookies collect and store certain information for a certain period of time to ensure the functionality of the website and to make your visit more comfortable (e.g. by remembering your preferred settings). In addition, cookies help us to better understand how visitors use the website. This allows us to continuously improve the website and its usability, as well as to provide visitors with more relevant information, including personalized advertising.

2. How can you manage cookies?

We distinguish between cookies that are absolutely essential for the technical functionality of the website and optional cookies. With regard to optional cookies, we want to give you the opportunity to make an informed decision for or against the use of these cookies. For this, we use the "Cookiebot" service.

The most up-to-date overview of all cookies can be accessed at any time via the following link: Cookie settings. Cookie settings also allow you to conveniently set and personalise which optional cookies you would like to allow. You can set your preferences with regard to cookies under the following categories: "Statistics", "Comfort" and "Marketing".

Please note: If you do reject the use of cookies used for advertising, you will receive ads that are less customised and tailored to your interests; however, you will still be able to use the website to its full extent.

Alternatively, you can either deactivate the overall use of cookies under your browser settings or set your browser so that cookies from certain domains are blocked. You can typically find this under the "Internet Options", "Extras" or "Settings" sub-menu of your internet browser. The procedure for disabling cookies may vary depending on the browser. Keep in mind that changes to the settings only affect the respective browser. If you use different browsers or switch terminals, you may need to reset the settings.

Please note: If you do decide against the use of strictly essential cookies, this may impair the user-friendliness of this website.

3. What cookies does this website use?

Depending on their lifetime, a distinction can be made between "session cookies" and "permanent cookies":

- "Session cookies" are temporary cookies that remain on your device until you leave the website.

- A "permanent cookie" remains on your device for much longer or until you manually delete it (how long the cookie remains on your device depends on the duration or expiration date of the particular cookie and your browser settings). Permanent cookies allow us to recognize you the next time you visit our website.

Different types of cookies may be used on this website:

- Necessary cookies: Necessary cookies are essential for the correct functioning of our website and to improve your visit. These cookies are necessary for basic functions such as page navigation and online forms.

- Convenience: Convenience cookies allow a website to remember information that affects the way the website behaves or looks, such as your preferred language or the region you are in.

- Statistics: Statistics cookies help us understand how visitors interact with our website by aggregating information to create anonymous statistics (e.g., number of visitors and whether problems occur during the visit). This information allows us to improve the website experience for all of our visitors and to resolve issues quickly.

- Marketing: Marketing cookies are based on third-party services (e.g. Facebook 'Likes', Google +1 Share buttons) and are used to collect information about your use of our website. These cookies allow you to submit 'Likes', share content with friends, and connect to social media platforms. We share information obtained via marketing cookies with the respective third-party providers, and they use such information to display tailored advertisements to you on their own web platforms. In addition, we may receive evaluations from the third-party providers regarding the effectiveness of our own advertising measures on their web platforms.

4. Which analysis services do we use on this website?

For the purpose of analyzing, optimizing and operating our online offer, we use the third-party analysis services described below. Analysis services usually work by setting cookies. You can disable cookies by adjusting your browser settings as described above. For effective disabling of analytics services, you should make adjustments on all devices you use.

Google:

- Google Analytics: we use Google Analytics, a web analytics service provided by Google Ireland Limited (Gordon House, Barrow Street, Dublin 4, Ireland). Google uses cookies. The information generated by the cookie about the use of the online offer by the users is usually transmitted to a Google server in the USA and stored there. Google will use this information on our behalf for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. In doing so, pseudonymous usage profiles of the users can be created from the processed data. We use Google Analytics to display the ads placed within advertising services of Google and its partners only to those users who have also shown an interest in our online offer or who have certain characteristics (e.g. interests in certain topics or products determined on the basis of the websites visited), which we transmit to Google (so-called "Remarketing Audiences", or "Google Analytics Audiences"). With the help of Remarketing Audiences, we also want to ensure that our ads correspond to the potential interest of users and do not have a harassing effect. We only use Google Analytics with IP anonymization enabled. This means that the IP address of users is shortened by Google within member states of the European Union or in other member states to the Agreement on the European Economic Area. Users can prevent the storage of cookies by setting their browser software accordingly; users can also prevent the transmission of the data generated by cookies and related to their use of the online offer to Google, as well as the processing of this data by Google, by downloading and installing the browser plugin available at the following link: https://tools.google.com/dlpag....

- Google AdWords: This website uses Google's conversion tracking. When you access our website via an ad placed by Google, Google Adwords sets a cookie on your computer. During this time, we and Google can recognize when you visit our website multiple times. Each website operator that uses Google AdWords receives a different cookie and thus has no insight into which third-party websites its visitors otherwise access. The information obtained with the help of the conversion cookie is used to create conversion statistics for us as a website operator. Thus, we learn the total number of users who clicked on our ad and were subsequently redirected to our website. However, we do not receive any information with which individual users can be identified.

- Google Tag Manager: Furthermore, we may use the "Google Tag Manager" to integrate and manage the Google analytics services on our website.

You can find out more information about data use by Google, setting and objection options on the websites of Google:

https://www.google.com/intl/de... ("Data use by Google when you use websites or apps of our partners"), https://policies.google.com/te... ("Data use for advertising purposes"), https://adssettings.google.com... ("Manage information that Google uses to display advertising to you").

Your personal data will be anonymized or deleted after a period of 26 months.

Facebook Pixel: For conversion measurement, our website may use the visitor action pixel of Facebook Inc. ("Facebook") for conversion measurement. The Facebook Pixel works similarly to a cookie - but it sits on our website instead of on your device. The Facebook Pixel can be used to track the behavior of website visitors who have been directed to our website by clicking on a Facebook ad. This allows the effectiveness of the Facebook ads to be evaluated for statistical and market research purposes and future advertising measures to be optimized. We as the website operator only receive pseudonymized data, so that it is not possible for us to draw conclusions about individual visitors. However, the data is stored and processed by Facebook, so that a connection to the respective user profile is possible and Facebook can use the data for its own advertising purposes (esp. placing ads on Facebook pages as well as outside of Facebook) in accordance with the Facebook Data Use Policy. We cannot influence this further processing of your data by Facebook. You can deactivate the Custom Audiences remarketing function in the Ad Settings section at http://www.facebook.com/ads/pr.... To do this, you must be logged into Facebook. If you do not have a Facebook account, you can deactivate usage-based advertising from Facebook on the website of the European Interactive Digital Advertising Alliance: http://www.youronlinechoices.com.

5. Contact

bob Finance, a branch of Valora Schweiz AG
Hofackerstrasse 40
4132 Muttenz
Email: dataprivacy@valora.com

6. Updates to this Cookie Policy

We may amend this Cookie Policy from time to time to ensure that our users are fully informed about the use of cookies on our website and our policy is in compliance with any applicable data protection laws.

Users will be notified of changes to this cookie policy in an appropriate manner.

Last update: July 2023