Terms of use

Terms of use

Welcome to bob

Would you like to know more about bob Finance, Branch of Valora Schweiz AG's General Terms and Conditions? Then you have come to the right place.

Important legal information

Please read these Terms of Use (including Privacy Policy) for the website carefully. By accessing the website www.bob.ch (hereinafter "website") presented by bob Finance, Branch of Valora Schweiz AG, (hereinafter "bob Finance") you declare that you have read and understood the following legal information in connection with the use of the website and that you agree to the terms of use.

Website users

The website is aimed exclusively at natural persons who are resident in Switzerland and are able to act without restriction.

Data privacy, security and communication with bob Finance

According to Art. 13 of the Swiss Federal Constitution and based on the applicable data privacy legislation, every person is entitled to the protection of their privacy and to protection against the misuse of their personal data. bob Finance complies with these provisions in accordance with the Privacy Policy issued by bob Finance. Please read this Privacy Policy carefully. The Privacy Policy can be found here: Privacy Policy. The internet is a worldwide, open network accessible to everyone. bob Finance makes every effort to protect your data on the internet and protect your privacy. Therefore, all confidential data passing between your browser and the bob Finance web server is transferred exclusively in encrypted form. bob Finance never asks you to enter or verify sensitive data by e-mail or links via the internet. However, you hereby agree to bob Finance also contacting you via the e-mail address you have registered on the website. Such e-mails are sent in unencrypted form, so bob Finance cannot guarantee confidentiality in the case of e-mail communication.

Not an offer

The information published on the website does not constitute an invitation to make an offer, proposal or a recommendation to buy or sell a product, to carry out certain transactions or to carry out another legal transaction.

Rights to the website

All rights (including copyright, trademark and patent rights as well as other intangible rights) to all information and content (including texts, data, graphics, sounds and logos) on the website are the sole property of bob Finance or the respective copyright holder, unless otherwise stated. The use of this information and content is only permitted for purely private, non-commercial browsing purposes. Any other or further use requires the prior express written consent of bob Finance.

Disclaimer of warranty and liability for the use of the website

bob Finance makes every effort to ensure that the information on the website is accurate and kept up to date. bob Finance makes no representations or warranties as to the accuracy, timeliness, completeness, reliability or availability of the website or of the information or results obtained from the use of the website, or that the website is free of viruses or other errors. Any liability on the part of bob Finance arising from access to or use of the website is excluded to the fullest extent permitted by law.


bob Finance has not checked the websites of third parties linked to the bob Finance website and is not responsible for the content of these other websites linked to the bob Finance website. The establishment of links to third-party websites is at the user's own risk.

Possible changes to these Terms of Use at any time

bob Finance reserves the right to change these Terms of Use at any time. The last line of these Terms of Use shows the date of the last update.

Jurisdiction and applicable law

All disputes arising out of or in connection with the use of the website shall be submitted to the exclusive jurisdiction of the courts of Zurich, Switzerland. bob Finance reserves the right to bring the dispute before any other court that would normally have jurisdiction over you. These Terms of Use shall be governed exclusively by Swiss law.