Questions about bob zero
About bob zero
bob zero is the product name of a 0% financing solution that online shops and stationary dealers can offer to their customers (excluding companies). Your customer receives an invoice from bob for the goods delivered by you as a retailer or manufacturer, which he can pay off in up to 48 equal instalments without any additional costs.
If you would like to offer your customer free financing for a higher purchase amount up to a term of 48 months, simply enter the customer data via the "bob zero weblink" and you will immediately receive an electronic message as to whether your customer is accepted. Then you can immediately print out the financing contract (transfer of the purchase amount owed to bob) and have the customer sign it. Your customer will receive an invoice from bob and a number of payment slips for the entire term. He pays these to bob in equal instalments over the agreed term, at no extra cost (no interest, no fees). As a merchant, you will be reimbursed for the sales value minus the service fee within a week and you bear no risk in the event of your customer's payment default.
Apply for bob zero
We offer cooperation to partners with legal form AG and GmbH based in Switzerland if they have an impeccable credit rating. Bob also assumes that you are a company with an impeccable reputation and operate in an industry that can neither harm our financial products nor our good image.
As a retailer, you bear no risk. Bob checks the customer when he applies for financing and assumes the entire risk in the event of non-payment.
The financing must be based on a proper sales contract and you must identify the customer. Bob expects his products to be actively promoted and offered to your customers.