With us you will receive a fair offer

bob credit - your private loan

Calculate your desired loan

CHF 1 000
6 months

More security! Protect yourself against credit default risks now. Find out more.

Your monthly rate *

From 5,9%

Including insurance: 10.10

To 10,9%

Including insurance: 10.25

All figures in CHF

* The interest rate that applies to you depends on your creditworthiness as a borrower. We determine this together with the effective interest costs based on your detailed information in the loan application. After the creditworthiness check has been carried out, we will inform you of our loan offer by email.

Your benefits with bob credit

  • Low rates

    Low interest rates

  • Fully online

    Thanks to Video-Identification and E-Signing

  • In person or by telephone

    We are here for you

  • Everything at a glance

    By accessing MyCockpit

What our customers say

Dreams come true with bob

bob Finance combines reliable financial solutions with technical convenience. Our goal is to make your life as easy as possible with our online products. We not only know our way around all financial matters - we are always there for you: online or in person.

Requirements for a personal loan with bob

The following requirements must be fulfilled, so that your consumer credit application can be approved:

  • Private person between 18 and 65 years
  • Permanent employment
  • Private email address and mobile phone number
  • Swiss residence
  • Swiss bank account

In addition, you should have a good credit rating and no open debt enforcements.

Responsible lending

At bob, we know that there can be financial bottlenecks and we support you in overcoming them. So that you can repay your loan without any problems, responsible lending is our top priority. What can you do to protect yourself?

Three steps to financial freedom

1. Complete the online loan application:

Enter your desired amount and the loan duration in our form and choose whether you would like to take out residual debt insurance. On this basis we calculate your monthly rate. Our loans start at CHF 1,000 and end at CHF 80,000 - with low interest rates. Your repayment timing is between 6 and 120 months.

2. Loan decision received

You will receive a provisional decision immediately after the application. The final loan decision is made after a comprehensive KKG-compliant creditworthiness check.

3. Send in documents and relax and wait for the transfer

After receiving and checking your documents, we will transfer the loan to your account if the decision is positive and after the statutory withdrawal period of 14 days has expired. You can view your documents or the current status of your application at any time on our MyCockpit customer platform.

Why waiting?

At bob, you decide how to use your credit.

Make wishes come true - with the online personal loan from bob Finance

Trust us too!

Our customers are important to us. And your feedback too! We are pleased that so many customers trust us.