With us you will receive a fair offer

bob Finance - your private loan

CHF 1 000
6 months

Monthly rate*

From 4,9%
179.10

Including insurance: 10.10

To 9,9%
181.55

Including insurance: 10.25

All figures in CHF

* We cannot determine the exact interest rate – and therefore the effective interest costs – until we receive your detailed information in the loan application

Your benefits with bob credit

  • Low rates

    From 4,9 % effective interest rate

  • Fully online

    Thanks to Video-Identification and E-Signing

  • In person or by telephone

    We are here for you

  • Everything at a glance

    By accessing MyCockpit

What our customers say

Dreams come true with bob

bob Finance combines reliable financial solutions with technical convenience. Our goal is to make your life as easy as possible with our online products. We not only know our way around all financial matters - we are always there for you: online or in person.

News at bob

  • 22.01.2021

    Enjoy now, pay later – with 0% financing bob zero!

    Finance your purchases conveniently with 0% financing. But what does that mean in detail? Instead of paying for your purchase all at once, you settle the outstanding amount in monthly instalments.

    Fulfil your wishes now
  • 15.01.2021

    Insure against job loss now

    You can now enjoy financial freedom even if you lose your job – thanks to a partnership between bob Finance and Helvetia Insurance.

    Read more
  • 30.09.2020

    Reinforcement for bob Finance:

    Martin Fischer will become Chief Information Officer (CIO) and member of the Executive Committee as of 1 October 2020. The 45-year-old German comes to Zurich from Commerzbank in Frankfurt and ...

Requirements for a personal loan with bob

The following requirements must be fulfilled, so that your consumer credit application can be approved:

  • Private person between 18 and 65 years
  • Permanent employment
  • Private email address and mobile phone number
  • Swiss residence
  • Swiss bank account

In addition, you should have a good credit rating and no open debt enforcements. Check with SCORE|me, what your credit rating is - easy, fast and free of charge. You will find out here the additional requirements for an interest rate of 4.9%.

Responsible lending

At bob, we know that there can be financial bottlenecks and we support you in overcoming them. So that you can repay your loan without any problems, responsible lending is our top priority. What can you do to protect yourself?

Three steps to financial freedom

1. Complete the online loan application:

Enter your desired amount and the loan duration in our form and choose whether you would like to take out residual debt insurance. On this basis we calculate your monthly rate. Our loans start at CHF 1,000 and end at CHF 80,000 - with an effective annual interest rate of 4.9%. Your repayment timing is between 6 and 120 months.

2. Loan decision received

You will receive a provisional decision immediately after the application. The final loan decision is made after a comprehensive KKG-compliant creditworthiness check.

3. Send in documents and relax and wait for the transfer


After receiving and checking your documents, we will transfer the loan to your account if the decision is positive and after the statutory withdrawal period of 14 days has expired. You can view your documents or the current status of your application at any time on our MyCockpit customer platform.


Why waiting?

At bob, you decide how to use your credit.

Make wishes come true - with the online personal loan from bob Finance

Trust us too!

Our customers are important to us. And your feedback too! We are pleased that so many customers trust us.