Renovate, refurbish or build an extension -

with a building loan

Welcome home:

Thanks to a building loan

Dream no longer of renovation - and increase the value of your property. With a loan from bob Finance, financing your building project is easy and just one application away.

A good plan: Building loan from bob Finance

We are not a bank. As a subsidiary of Valora Schweiz AG, we finance your building project without tedious paperwork and complicated application procedures.

  • Favourable

    Profit from favourable interest rates of 4.9% to a maximum of 9.9%.

  • Flexible

    Choose loan amounts between CHF 1,000 and CHF 80,000 and maturities between six and 120 months.

  • Online

    Apply for your building loan conveniently online - with e-signing and online ID verification.

  • Transparent

    Enjoy high transparency and low fees and costs.

Why take out a building loan instead of remortgaging?

You may have considered remortgaging your property instead of taking out a loan to finance your project. That would be a possibility. But you must remain mindful of the formalities involved. From a revaluation of your property to the redrafting of your mortgage deed - it all takes time and money.

A building loan is a much easier, more cost efficient and rapid process. You invest in the actual building work as opposed to paying administrative costs. A loan from bob Finance is a particularly effective way of doing that.

Did you know that a building loan is partially or fully tax deductible? Depending on whether you preserve or increase the value of your property, you can at least deduct the interest or everything.

A building loan from bob Finance can help you to equip your property with the latest energy-saving and environmentally compatible measures. That is how you can help the environment and your own finances.

Apply for a building loan now

CHF 1 000
6 months

More security! Protect yourself against credit default risks now. Find out more.

Your monthly rate *

From 4,9%

Including insurance: 10.10

To 9,9%

Including insurance: 10.25

All figures in CHF

* The interest rate that applies to you depends on your creditworthiness as a borrower. We determine this together with the effective interest costs based on your detailed information in the loan application. After the creditworthiness check has been carried out, we will inform you of our loan offer by email.

Make the uplifting calculation

Work with our loan calculator at to find a loan sum, term and monthly instalments that suit you. You will then be shown how to proceed with your loan application and the information you provide will be provisionally checked. If the outcome is positive, the key data will be used to generate your credit contract. bob Finance lets you complete the application online in just a few steps.

Make huge steps toward your project

You can view the status of your application and the contract documents online at any time. When you complete the contract and on expiry of the 14-day cooling-off period, the loan amount will be transferred to your account so you can complete your building project quickly.


It finances your renovation work, energy-related renovation or extension.

If you want to borrow funds for building work while avoiding complications and having to remortgage your property. Don't delay: send your application today so you can quickly make your project a reality.

A mortgage is a pledge on your property. A building loan is different. It is based solely on your general creditworthiness - there is no debt security, property valuation or possible restriction based on the valuation.

Send a loan application to bob Finance with your preferred conditions. Subject to a positive check, we will conclude a loan contract with you. Access the loan sum quickly and easily so you can get on with your construction or renovation project.

Optimal advice from

Our friendly consultants support you live in a support chat or on the phone on our hotline.