a small loan for your personal purchases

Fulfil simple wishes with a small loan

A small loan is a personal loan for a low amount. It is ideal in the following situations:

  • While you adapt to a change in circumstances
  • To help you realise your personal plans
  • To tide you over when finances are tight

A small loan is generally repaid in monthly instalments. The lender receives interest on the money you borrow. Small loans are also sometimes known as consumer loans, personal loans or cash loans.

Our loans give you peace of mind

  • Flexible terms

    You can choose a term of between six and 120 months.

  • Simple and online

    The online application process is convenient and secure.

  • Choice of amount

    You can select a loan amount of between CHF 1,000 and CHF 80,000.

  • Flexible repayment

    You are free to repay the entire loan at any time.

Apply for a small loan now

CHF 1 000
6 months

More security! Protect yourself against credit default risks now. Find out more.

Your monthly rate *

From 4,9%
179.10

Including insurance: 10.10

To 9,9%
181.55

Including insurance: 10.25

All figures in CHF

* The interest rate that applies to you depends on your creditworthiness as a borrower. We determine this together with the effective interest costs based on your detailed information in the loan application. After the creditworthiness check has been carried out, we will inform you of our loan offer by email.

Small loans can do more

A consistent loan repayment each month allows you to plan your finances and pro-vides flexibility. Even if you already have outstanding small loans, you can apply for a new loan from bob Finance with more favourable conditions – from just 4.9%* inter-est.

You will be able to clear your existing loans so that you only pay a single monthly in-stalment at a lower rate of interest. The monthly interest will be reduced, saving you money and giving you a clear view of your finances.

We take over:

  • Outstanding loans
  • Leases

FAQs

The small loan is a loan for a smaller sum. It often serves to bridge financial bottlenecks or is used for smaller purchases, but can also be used for loan repayment.

There are no legal limits for small loans. The term is used primarily by banks and financial service providers to delineate low-volume consumer finance from larger loans such as car loans or mortgage loans.

As with any other loan, the borrower receives a small loan after checking the credit rating. The credit rating is crucial for the interest rate. bob Finance grants small loans as low as 4.9% with maturities of 6 to 12 months.