Credit line and borrowing limit

What is a credit facility? Finding out is worth your while.

A credit facility or line of credit is the maximum amount you can access for a particular type of credit.

Instalment credit starting from 4.9% with bob Finance

Instalment credit often comes with more favourable interest rates than the lines of credit offered by credit cards. bob Finance gives you loans with interest rates from 4.9% up to a maximum of 9.9%. Your credit rating determines your personal interest rate. Here’s an example: you pre-viously paid 14.9% interest for the credit facility on your credit card, and you now receive a loan from us at a rate of 4.9%. This means you can benefit from a substan-tial difference in interest rates. In short, you’ll save a lot of money.

Calculate your credit facility now

CHF 1 000
6 months

More security! Protect yourself against credit default risks now. Find out more.

Your monthly rate *

From 4,9%
179.10

Including insurance: 10.10

To 9,9%
181.55

Including insurance: 10.25

All figures in CHF

* The interest rate that applies to you depends on your creditworthiness as a borrower. We determine this together with the effective interest costs based on your detailed information in the loan application. After the creditworthiness check has been carried out, we will inform you of our loan offer by email.

Other benefits with bob Finance

  • Individual credit sums and terms

    You choose the size of the loan you need, from CHF 1,000 to CHF 80,000.

  • Get a speedy decision about your credit online

    As a modern Swiss financial services provider, we only offer our services online.

  • No hidden costs or one-off charges

    Hidden costs and one-off charges aren’t in our vocabulary. You’ll have a full overview of all the fees from the very beginning.

  • Individual minimum repayment

    Minimum repayment term of six months and a maximum term of 120 months or ten years.